Open an Account
Custom Banking
Banking For Your Needs
Discover the bank of the future, where innovation meets convenience.
Experience cutting-edge technology,
SAVINGS BANK ACCOUNT (SB)
CURRENT ACCOUNT
FIXED DEPOSITS
RECURRING DEPOSITS (RD)
DAILY DEPOSITS
Find the Perfect Option for Your Needs.
SAVINGS BANK ACCOUNT (SB)
EligibilityThe savings Bank accounts can be opened by the person/s who are competent to enter in to a valid agreement, in his / her name; by two or more persons in their joint names payable to : both... Read More
Key Benefits:
-
Instant payment services - Mobile Banking/UPI
-
Avail CTS Cheques/Rupay Debit Cards
-
Special Scheme for Minors
-
No Cash Remittance Charges/ Unlimitted trsansactions.
-
No hidden Charges
Guide to
SAVINGS BANK ACCOUNT (SB)
Download
Our Bank is registered with DICGC (https://www.dicgc.org.in)
Find the Perfect Option for Your Needs.
CURRENT ACCOUNT
Current accounts are Cheque operated accounts maintained for mainly business purposes. A Current account is ideal for carrying out day-to-day business transactions.EligibilityHindu Undivided Families,... Read More
Key Benefits:
-
CTS cheques/Rupay Debit Cards
-
Instant payment services - Mobile Banking/ Merchant UPI
-
No Cash Remittance Charges/ Unlimitted trsansactions.
-
No hidden charges
Find the Perfect Option for Your Needs.
FIXED DEPOSITS
Fixed Deposits (FD) are deposits accepted by banks for a specified period of time. In terms of RBI directives the minimum period for which term deposits can be accepted is 15 days. The banks generally... Read More
Key Benefits:
-
Loan facility available
-
Maturity payment after the tenure
-
Higher Interest Rates
-
Tax Saving
Find the Perfect Option for Your Needs.
RECURRING DEPOSITS (RD)
Recurring Deposits (RD) scheme is to enable the depositor to make a financial provision for his future needs, by paying deposits in monthly installment for an agreed period. At the end of the period,... Read More
Key Benefits:
-
Loan facility available
-
Cummulative interest processing quarterly
-
Premature closure available
Guide to
RECURRING DEPOSITS (RD)
Download
Our Bank is registered with DICGC (https://www.dicgc.org.in)
Find the Perfect Option for Your Needs.
DAILY DEPOSITS
Under this scheme the deposit collection Agents appointed by the Bank will collect the amount direct from the depositors, regularly.Payment and MaturityPayment After 6 months , loan facility available... Read More
Key Benefits:
-
Ideal savings plan for daily income earners
-
Premature closure available
-
Loan facility is available
-
Nomination Facility available
reserve bank lisenced
A reserve bank, also known as a central bank, is the principal monetary authority of a country responsible for managing the nation's currency, money supply, and interest rates.
Loan and Schemes
Gold loan is sanctioned by accepting the gold ornaments of the customer as pledge.
Gold loans are often used for short term household requirements, business purposes etc
about us
welcome to payannur co-operative town bank
The Payyanur Co-operative Town Bank Limited No C827, was registered as a primary co-operative Bank in 1979 and subsequently brought under the purview of the Banking Regulation Act in October 1987.
branches
loans
deposited accounts
Building the Finest Quality Bank.
know more
our objectives carry on the business of Banking (‘banking means the accepting, for the purpose of
lending or investment, of deposits of money from the public, repayable on demand or
otherwise and withdrawable by cheque, draft, order or otherwise as defined in the
Banking Regulation Act 1949).
n addition to the business of Banking, the Bank may engage in anyone or more
of
the following forms of business, subject to the rules and regulations framed by the
Board of Directors from time to time.
ACCOUNT AND
DEPOSIT
Banking For Your Needs
Get Support
Savings Account
Invest in Your Future, Start Saving.
Fill out the form below and we will get back to you shortly.Fill out the form below and we will get back to you shortly.Fill out the form below and we will get back to you shortly.
Links
Latest Updates
RBI CMS PORTAL
By Admin
30
Jun, 2025
RBI CMS PORTAL
SMS:
Complaint against bank, NBFC, system participant not redressed? Lodge complaint on RBI...
5 Mins Read
Deposit Insurance (DICGC)
By Admin
30
Jun, 2025
Deposit Insurance (DICGC)
A Guide to the deposit insurance and credit guarantee corporation (DICGC)
...
The Reserve Bank - Integrated Ombudsman Scheme, 2021
By Admin
30
Jun, 2025
The Reserve Bank - Integrated Ombudsman Scheme, 2021
Reserve Bank of India (RBI) integrated its three erstwhile Ombudsman Schemes viz. &n...
Two hearts, one journey forever preserved.
Welcome to The Memory Bank, a tribute to the enduring bond between two individuals whose shared journey is preserved in every moment, every memory. More than just a platform, this space is a vault of emotions, milestone.
Stay connected , Enjoy peace of mind
24/7 Access: Manage your finances anytime, anywhere, with no restrictions based on banking hours.