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UPI - Unified Payments Interface

UPI services - Fast , Secure and Relaible 

Our Bank offers UPI services to customers as well as merchants(Sound Boxes).

Functionality:
Instant Fund Transfers: UPI enables Our Customers to send and receive money instantly, 24/7, using a unique UPI ID or Virtual Payment Address (VPA). 
Scan & Pay: Our Customers can scan QR codes to initiate payments at merchant locations. 
Collect Requests: Our Customers can request money from others by sending a collect request via their UPI app. 
Balance Enquiry: Our Customers can check their account balance through the UPI app. 
Transaction History: View a record of all UPI transactions. 
Manage Bank Accounts: Add, remove, and manage multiple bank accounts linked to the UPI app. 
Secure Transactions: UPI utilizes digital signatures and encryption to ensure secure transactions. 

Key Benefits:
Convenience:
UPI provides a convenient and user-friendly way to make payments using a smartphone. 
Speed:
Transactions are processed instantly, eliminating the need for traditional bank transfer processes. 
Security:
UPI employs robust security measures to protect user data and prevent fraud. 
Accessibility:
UPI is accessible to a wide range of users, including those with basic mobile phones . 
Cost-effective:
UPI transactions are generally free for users, although some merchants may incur charges. 
 

 

  • 01 How it Works:

    1. Registration:
    Users register their bank accounts with a UPI-enabled app (like BHIM, Google Pay, PhonePe, etc.). 

    BHIM - NPCI POWERED BHARATS OWN PAYMENT APP
    2. Virtual Payment Address (VPA):
    A unique VPA (e.g., username@bank) is created, acting as a virtual bank account identifier. 
    3. Transaction Initiation:
    When a user wants to send money, they enter the recipient's VPA, scan a QR code, or use a mobile number linked to UPI. 
    4. Authorization:
    The user authorizes the transaction by entering their UPI PIN. 
    5. Instant Transfer:
    The funds are instantly transferred from the sender's account to the recipient's account. 
     

  • 02 Transaction Limit ?

    One Lakh (Rs.100000/-)  for  24 Hours

  • 03 Who Can Use Merchant UPI Soundbox?

    • Retailers
    • Small businesses
    • Street vendors
    • Service providers

  • 04 Why to use our sound box ?

    •  Instant Payment Confirmation
      No more checking your mobile every time a payment is made. With our Sound Box, you’ll hear a clear voice alert confirming each successful transaction, helping you serve your customers faster and with confidence.
    •  Secure and Reliable
      Our Sound Box is designed to ensure every UPI transaction is securely acknowledged in real time. It works seamlessly with all major UPI apps including Google Pay, PhonePe, Paytm, and BHIM.
    • User-Friendly Design
      Compact, lightweight, and easy to set up – our Sound Box fits perfectly on your shop counter and keeps you updated even during rush hours.
    •  Supports Multiple Languages
      To better serve our diverse community, the Sound Box can be customized to provide alerts in different languages based on your preference.
    • Easy to install  : Contact nerest branch for easy installattion.